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If you present this as a topic of discussion on your Twitter feed, it's time to re-think your efforts.

Last year, Pear Analytics issued a report saying 40% of tweets are Pointless Babble. However, when used correctly, Twitter can be a valuable resource for insurance agents to monitor industry chatter, build a knowledge base and even generate organic leads with minimal but sustained effort.

Because it is such a minimalist social network, accurate statistics about Twitter usage are hard to come by, so playing the numbers game is tough. The best support from a usage perspective comes from the trusted folks at Nielsen who state:

“Twitter.com was the fastest-growing Web brand in May 2009, increasing 1,448 percent year over- year, from 1.2 million unique visitors in May 2008 to 18.2 million in 2009…The average time per person on Twitter increased 175 percent year-over-year, from 6 minutes and 19 seconds in May 2008 to 17 minutes and 21 seconds in May 2009.”

These numbers paint a prosperous picture of growth. But when contrasted against the 40% babble factor, Twitter can simultaneously be viewed as an endless stream of knowledge and networking opportunities or a colossal time-suck dedicated to people sharing what they had for breakfast.

To help decide whether Twitter is right for your insurance business, it’s best to ask yourself a few questions?

  1. Am I joining Twitter because I understand how it can benefit my business and brand?
  2. Do I have clear objectives for what I want to achieve using Twitter ?
  3. Do I know and trust anyone with expertise who can help me get started?
  4. Do I understand best practices for communicating via Twitter?
  5. Are there people in my community using Twitter?

If the answer to all five questions is YES, congratulations, you’re ready to start conquering the world 140 characters at a time. If you’re still cloudy, take some time to reflect and get to your happy place. It might never be the right time, and that’s OK.

Use it or ignore it, Twitter is a major part of the communications landscape for the indefinite future. But it is NOT the end-all, be-all insurance marketing solution. It needs nurturing and support from a more robust marketing plan that includes search engine optimization, community building and effective web strategy that generates leads while positioning your business as a trusted resource for insurance-related knowledge.

When used correctly, Twitter can reach potential clients in a personal and resourceful way that positions you as a local “thought-leader” in the realm of insurance. When used incorrectly, people will know you had toast for breakfast.

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