Have you ever asked yourself if you believe? Believing is one of the most important aspects your agency must have if you want to increase sales. As Astonish Results CEO Adam DeGraide says, you must believe in yourself, the place you work, and the products you offer if you want to be successful.

If you walk into work every day with a negative attitude you are already set for failure and it is going to come across that way to the people that surround you. Having self-confidence is number one. Confidence is a trait that will make you happier, and the customer happier, because people feel better about a decision you are telling them to make, if you yourself are confident in it. Next, is believing that you can help the customer. The customer doesn’t want you to sell them something; they want you to HELP them buy something. Truly wanting to help your customers is a trait that will come off in a sales call. Showing that you are there to help them get the best rate and are willing to go the extra step when they file a claim will only deepen the level of trust you have instilled.

The second thing you must believe in is the place you work. Understanding the culture of the agency in which you work will help you feel in place, and your insurance agency culture is something you can use to differentiate your agency from competitors. If you aren’t sure what the agency stands for, ask your agency principal. Why did you start this agency? What is the message we want to get across to our customers? And if you are the agency owner, I would think about these questions. As the principal, showing your agents that YOU believe will only help them on their path to success.

The third part of your agency that you must believe in is the products you sell. You can’t sell anything in any business if you do not truly believe that it is the best choice out there for your customers. When following up with a lead the customer can tell if you are insincere about the product you are offering. Believing in the insurance policy you are offering them, that it will help them and is the best possible policy they can get, will shine through in your voice and attitude.

So ask yourself again. Do you believe in yourself, your agency, and the products you sell? If you answer no to any of these questions, then take a step back and assess the situation. Look for inspiration in yourself. Ask the most optimistic person in the office what they believe in, or approach your agency principal to better understand the culture at your agency. And lastly, believe in what you’re selling. If you can’t convince yourself a product is great, how can you convince the customer?

It’s true; social media appears to be changing almost every day; the latest networking initiative—location-based services.

We have seen location-based marketing tools such as Foursquare, Gowalla and now Facebook Places and Deals take the retail industry by storm. Stores are leveraging the power of mobile marketing to attract new customers and keep their current spenders coming back for more. So how can insurance agencies take advantage of these new applications?

The third ever #INSchat focused on the evolution and importance of location-based services and how agencies can adopt and adapt thee platforms to help strengthen their social marketing strategy.

The Insurance Marketing HQ team commends all of those who participated in the fast-paced discussion; here you will find a transcript with some of the most influential questions and highlights. A copy of the full transcript is also available below:

Question 1: What LBS social media platforms are a must for agency marketers? #INSchat

@Berry_Insurance: #Foursquare #GooglePlaces #FacebookPlaces #INSchat

@PRnick: Yelp and AngiesList aren’t LBS by definition, but ppl need to be aware since customers can leave comments/reviews in real time. #INSchat

@cbanksindy: @PRnick Yelp just added checking in option to their app… #INSchat

@InsuranceMHQ: Facebook Places, foursquare and gowalla are popular ones! #INSchat

@BravuraLeads: I’m going to bet on Facebook Places to become more and more relevant #INSchat

Question 2: What is the best way to use Foursquare for your agency?

@melnazar: Get your agency employees to check in whenever they are at local events, locations, etc. #INSchat

@javerlin74: tough to offer specials for agency. Partner with client. Check in at Tim Hortons and Agency get a quote and receive free coffee. #INSchat

@PRnick: Leaving a roadmap of where we’ve been and which client’s we’ve visited. Show niches, leave tips and highlight customers. #INSchat

@InsuranceMHQ: @javerlin74 Great idea! Checking into partner venues, need to be careful with offering quotes and deals together! #INSchat

@Astonish_Kelly: Agencies have to set clear goals for #Foursquare; check out what other small businesses are doing: http://bit.ly/fxHwEq #INSchat

@EricLeist: A tip-oriented 4sq campaign works for home & auto agencies. Check into a local car dealer/real estate; get a tip from an ins agent #INSchat

@marshberrywest: be on the lookout to create your own badge when the capability becomes available #INSchat

@RitaAtNClife: Definitely RT @IWCPKevin: Checking in at your business clients and/or shout about their services. Help make your clients money! #INSchat

Question 3: How can your agency leverage Facebook deals?

@EricLeist: Fb Deals could be huge to reach GenY esp. when combined w/ Fb ads. Could give away anything just to get them in the door. #INSchat

@InsuranceMHQ: @maia_melissa Offering coffee or pizza (without mentioning quote) will get foot traffic, then pitch will be your part. #INSchat

@greggweiss: “Special Nearby” is the best way to bring someone in the door for a small biz. @InsuranceMHQ @foursquare #INSchat

@ReyInsurance: i have found, unfortunately, non-insurance related topics drive the most response/engagement. contests w/a prize w/i state regs #INSchat

Question 5: What type of information should an agency provide on these network listings?

@Berry_Insurance: website, telephone, contact person. #INSchat

@InsuranceMHQ: Customize! Different networks have different options but it?s important that you do as much as you can to build out your listing. #INSchat

Question 6: How much do you push customer reviews on your local listings (such as Google Local)?

@Berrys_Amanda: ask customers for testimonials; send them the link in an email, so they know exactly where to go! #INSchat

@astonish_alicia: Don’t put fake reviews! #INSchat Q6: How do you push customer reviews on your local listings?

@GarryInsurance: We have found that just asking works the best. Why wouldn’t we, when we know we have helped them & provided top notch service #INSchat

Eager for more insight regarding location-based services—view the full #INSchat transcript here!

Recently we held the second insurance marketing twitter chat. One of the last questions that came up was “What advice would you give to a new blogger or social media intern?” Especially in the insurance industry having the right approach at your social media strategy is an important first step. I have included some of the #INSchat comments along with some of my own tips for social media gurus in training.

1) Don’t be overwhelmed.

Leading the social media efforts at your agency can seem overwhelming at first. Social media is meant to be interactive and fun so don’t worry about having too much on your plate. Blogging, tweeting, tagging, it is all progressive. From the point about five months ago when I started until now I have learned an immense amount of knowledge about online marketing and different social media platforms. It takes time to learn everything, so don’t be overwhelmed just have a confident attitude and dive in!

2) Brand Yourself.

This is one of the most important points. No one wants to chat with an insurance agency on Facebook or twitter. If a friend suggested that I “like” an agency on Facebook and they have a picture of their logo and only tweet about how they can give me the best quote, I probably wouldn’t accept. Your job is to represent the agency as a thought leader. Showcase some of your own interests, whether you like football, fishing, or french fries, showing your personality keeps it interesting, makes it more fun for you, and allows others to see there is more to your social media efforts than generating leads. Lets face it. No one wants to hear about insurance unless they need a quote or have a question. So representing your agency as a person not just someone who is trying to sell something is key.

3) Read!

This one probably seems like a no brainer, but reading is important for content ideas and keeping up to date with the latest trends. There is so much information out there about social media, marketing strategy, and technology, so read it! The Alltop social media page is a great resource for finding the trending stories each day. If you have a question, someone has probably answered it in a blog post. The only way to learn about social media besides experience is to immerse yourself in the culture.

Things to keep in mind:

• Be sincere and authentic.
• Posts never go away, think long-term.
• Don’t be afraid to ask for help! Many people on social networking sites, especially twitter, are more than happy to answer a question you may have.
• Get SOCIAL! Having good content is a positive but it isn’t the main source that will drive traffic to your post.

There are currently no insurance based chats, but we are exploring a couple options and  invite others to create twitter chats about insurance. For now the chats most beneficial to helping your insurance marketing efforts are:

1. #smchat: Exploring and driving the new social media paradigm.  Be ready for a discussion that’s sometimes technical but always lively.

Wednesdays 1-2:30pm

2. #smmeasure: This chat is all about measuring your social media efforts. Others share how they see their ROI and analytics.

Thursdays 12pm

3. #blogchat: This chat is all about BLOGGING. Get tips from professionals on how to make your blog better, and connect with people who have similar issues.

Sundays 8-9pm

4. #wpchat: A chat all about WordPress. Everyone has been frustrated with it before, get some quick tips and ideas!

Fridays 2pm

*All chats times are EST. See the full list of twitter chats.

Along with participating in Twitter chats, you can use #hashtags in your everyday tweets when discussing insurance, local events, or anything for that matter, and create a Twitter search to monitor the #hashtags. Likewise, by using these #hashtags, people will be able to see your tweet when searching for the terms.

You can also search for terms to make connections with like-minded Twitter users, or maybe even reach out to a prospect who is having a negative, insurance-related experience (tactfully). Geographic locations also make good #hashtags because they identify people in your area that are involved with local events or business.

Lastly, some people use hashtags to inject humor into the conversation. For example, one may tweet something like, “Listening to Backstreet Boys station on @Pandora_Radio #dontjudge,” or “Seasoned hunter mauled by bear…in his back yard #irony.”

Using multiple #hashtags in one tweet happens (#car #insurance), but it’s NOT advisable to load every single post with a bevy of #s. It gives the appearance of someone not concerned with making connections but only appearing in searches, cluttering your posts while likely driving followers away. Some popular #hashtags for the industry with no specific chat time are:

•       #insurance

•       #risk

•       #workerscomp (Every Wednesday follow and use this #hashtag along with  @WorkCompEdge for discussion of workers compensation)

•       #fraud

•       #actuary

•       #banking

•       #liability

•       #health (#insurance)

•       #car (#insurance)

•       #life (#insurance)

•       #homeowners

You’ve seen the recent post on how to use Facebook Places for your agency, and we’ve shown you how to create a better blogging community, now we

aregoing to discuss the most underutilized social media tool by insurance agencies. Yes, I am speaking of Twitter.

Having and MAINTAINING a twitter account is not only beneficial for networking, it can provide a wealth of information about anything under the sun with it’s never ending stream of tweets.

However, even with the non-stop action, one activity you may not know about, is Twitter chats. What is a twitter chat you ask? It is an online discussion about a certain topic, using #hashtags (a word or acronym preceded by the pound sign) so everyone interested can follow along and see what others are saying about the topic.

Every week there are a ton of chats anyone can participate in or just monitor. The best way to follow these chats is to use tweetchat.com or tweetgrid.com. These two websites allow you to enter the #hashtag one time so it follows every post you make, along with providing a continuous stream of  people involved in the conversation.

Most Twitter chats have a moderator that poses questions. The moderator usually has a Twitter handle that is the same as the chat or will be the person initiating the discussion. You can answer the questions by tweeting Q1: then your answer. Tweet Q1 before your answer if you are responding to the first question so everyone can follow, then Q2, Q3, etc.

So how can insurance industry professionals benefit from joining a twitter chat?

Now that we’ve defined what a Twitter chat is, tomorrow we’ll list some of the most prominent and useful Twitter chats that insurance agencies can follow.

(Photo Credit)

Astonish Results visited Berry Insurance in Franklin, MA to speak with their newest hire Amanda about breaking the typical stereotype of the insurance industry. Amanda did not plan on going into the industry but she said once she met the people in the office and enjoyed the work she put out, she was happy with her decision.

Whether she is blogging, updating their twitter accounts, or meeting with clients for their partners’ page, Amanda has taken on Berry’s insurance marketing efforts for the long haul. She will continuously work with VP Kaitlyn Pintarich on Berry Insurance’s marketing and digital strategy and will be getting licensed in insurance later this year.

While at Berry Insurance we also interviewed Kaitlyn to hear her point of view on how social media has taken the agency into the digital age, and how working with Astonish Results has benefitted them greatly.

Catch up with the “Changing Faces of the Insurance Industry” with Episode One

(This is a guest post from Chris, Director of Marketing at Prostar Insurance in Washington.)

For an independent agent, the quality of a lead can make a huge difference in how much premium they quote, and how they build the relationship with their client. When dealing with unsolicited phone or Internet insurance leads, very little is known about the individual beyond their name and basic contact info, so it can be a challenge to qualify, especially if the person has been shopping multiple sites with tunnel vision on the lowest price.

That said, there are a few key areas that determine the quality of a lead, the first being their risk. Risk analysis is important to determine whether they will be a good client for you or not. Sometimes, high-risk people also are high-maintenance. They don’t make payments on time and can be a hassle to insure with a low chance of building any meaningful relationship. If the lead is a business owner, this usually means more business and WA liability insurance policies for the agent. Of course, the amount of insurance lines the agent is granted to quote in the first place determines the quality of the lead.

For Prostar Insurance, much of the business comes from the customer realizing that their personal and Washington business insurance premiums go down when they quote everything.

Ultimately, the quality of a lead is solely dependent upon the relationship you are able to establish with them. If a customer calls the agency for auto insurance, he or she might be inclined to take advantage of a discount and save money when partnering their homeowners insurance together with the auto. Then, we quote their business insurance and they save a thousand dollars a year on their general liability.

And only then, after being so excited from saving so much money, five of their closest family members catch wind of their incredible insurance experience (through word of mouth or Facebook) and call up Prostar the next day!

If the relationship is the cake, than referrals are most certainly the icing, and no one wants to eat cake without icing. The importance of referrals can’t be understated, and the easiest way to earn them is by forging the relationship first.

Beyond individual policy options and insurance needs, the more connections a converted lead can bring to the table, the better quality lead they are.  At Prostar Insurance, the relationship and subsequent referrals determine the quality of a lead.

What do you think, how do you rank the quality of your leads?

Astonish Results’ closest geographic insurance marketing partner, Bucci Insurance, and owner Anthony, were kind enough to host me for an informational consult where I learned about unique Rhode Island insurance laws and common claims.

Gloria, the congenial, bilingual account manager from Bucci Insurance was discussing aspects of RI renters insurance when it fully dawned on me that everything we were discussing was playing off my fear that something catastrophic could happen to the physical objects I hold dear. Insurance, duh, I know, but material wealth doesn’t hold much personal value, so the scenarios were not frightening, as much as inconvenient.

Almost convinced I could get by without insurance, Gloria told a story. I won’t rehash, but it was selling fear at its finest, playing off emotion, refuting objections and getting us closer to “yes” all in one expertly delivered anecdote. I also admired the opportunity to connect on a personal level and felt a stronger level of trust in her and the agency because of it.

Great as it was, one story does not make a trusting relationship. For that we reference a recent Astonish Results coaching winner from Connecticut’s Paradiso Insurance. The social media intern was hired while in college to manage a Facebook page and do some blogging but eventually started accompanying the agency owner on business visits and using her knowledge of social media during meetings. The percentage of deals closed increased, significantly.

Not only did closing ratios increase, small, locally-owned businesses started seeking out Paradiso Insurance for marketing advice and a Partners program was created.

Want to build trust with a potential business partner? Offer to handle some marketing by promoting their services with social media tools and on your website. Selling fear is at the core, but trust is truly earned when commitment is shown and value beyond excellent customer service is provided.

And it doesn’t hurt to have a good story or two…

One of the biggest factors working against widespread agency social media integration is the perception that it takes away from “real work” and somehow robs agents of their productivity. Disclaimer: Social media is not for everyone…but insurance agents who can parlay a genuine, helpful, bubbly, humorous, informative, trend-setting or spirited persona into a tangible and productive web presence; are wasting an opportunity by not engaging.

Polished computer and communication skills offer an inherent advantage in almost any office setting, and the insurance agency is no different. Building connections (generating leads) through social media is possible, but it takes patience with a dose of selflessness and dedication mixed in with the occasional self-promotion. The bottom line = converted leads, but an effective social web presence truly is about more than profits.

Linda Stone, a brilliant blogger and contributor to the New York Times, Harvard Business Review, The Economist and many more introduced a concept called “Continuous Partial Attention” explaining it as,

“To pay continuous partial attention is to pay partial attention — CONTINUOUSLY. It is motivated by a desire to be a LIVE node on the network. Another way of saying this is that we want to connect and be connected. We want to effectively scan for opportunity and optimize for the best opportunities, activities, and contacts, in any given moment. To be busy, to be connected, is to be alive, to be recognized, and to matter.”

Any insurance agency in America would benefit from having one person who can use the Internet and social media to achieve what Linda Stone describes above. Sure, it’s possible to survive without an insurance website or social networking plan, but the days of print are fading, and research shows that companies with a social web presence are more appealing to consumers, so why ignore what’s working so well for so many?

One of the best ideas I’ve heard an agent come up with to justify the use of social media, was to promise the agency owner she would set one out-of-office business appointment per week via her social media efforts.  Hesitant at first, he agreed, with the added condition that she keep track of other community members active on social media. The result, business they’ve never expected is FINDING THEM based on outreach she’s done, and the agency now has a larger digital and public footprint, just from one person’s use of social media.

Insurance marketing is a blended strategy. A strategic social media presence won’t manage your agency, but it can play a critical role in reputation management, lead generation, brand awareness and actually giving employees MORE PRODUCTIVE work to do. Imagine that.

Duke’s arduous seesaw victory over Butler in the N.C.A.A college basketball championship game showed Cinderella doesn’t always get the last dance and the will of the people doesn’t always propel a hometown favorite to victory. And easy as it is to dismiss Duke’s victory as a notch for basketball elitism and move ahead, a fair amount of props is owed to my LEAST favorite college basketball team for being a top ranked team and living up to it. After all, aren’t we all striving to be front-runners?

Having a winning attitude sounds cliché but it’s the most fundaMENTAL aspect of success in competitive team sports, and you can argue, life. We’re not going down the road of Tony Robbins style motivation, but expecting victories and learning from, but not dwelling on failures is the surest way to achieve astonishing results or even results that just make life more satisfying.

The winning-est coach in college basketball history, UCLA’s John Wooden, had a quote that goes, “Things turn out best for the people who make the best of the way things turn out.” Wooden’s Bruins didn’t win every game they played, but they expected to win every game, and they worked hard enough to win every game, the coach made sure of that.

Sports analogies play well in the business realm so it’s easy to make parallels between championship caliber teams and successful businesses.  Excellent recruiting aside, Duke competes on a yearly basis, because, in their minds, they’ve worked harder than any team in college basketball and deserve to be champions. Insurance sales and marketing is no different. The work you put in is a reflection of the victories you achieve, and more importantly, personal satisfaction.

It’s possible to survive and even grow a business without a winning attitude and hard work, but it’s not nearly as enjoyable or gratifying. The success of automated processes and agency management systems don’t rely on happy productive employees, but genuine customer relations and maximum efficiency cannot be achieved without them.

In the end Duke wins with accountability, excellent coaching (management), high-effort defense (hands-on insurance marketing) and by grooming talent (keeping good employees). Assess yourself and your team, would it make Coach K and Coach Wooden proud?